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LDL/HDL Ratio: A Key Cholesterol Balance

The LDL/HDL ratio tells you how your LDL cholesterol relates to your HDL cholesterol: it is one number divided by the other, and it is probably the weakest number on your entire lipid report. No guideline sets a target for it, it is calculated from an LDL that is itself already calculated, and VLDL and remnant particles do not count towards it. Endurance training also flatters the ratio: HDL rises slightly, the ratio falls, and the amount of harmful cholesterol stays exactly the same. There is one situation in which the number does add something, namely androgen use, because both halves then move the wrong way at once. If you want to steer by something that counts, look at non-HDL cholesterol and ApoB.

Doctor's Assessment Included

Reference Ranges

No established reference range

There is no generally accepted Dutch reference value for the LDL/HDL ratio. The NVKC does publish a cholesterol ratio - total cholesterol divided by HDL (below 5, ideally below 3.5) - but no LDL/HDL ratio. The NHG-Standaard CVRM (2024) no longer uses a cholesterol ratio for risk assessment, looking instead at LDL- and non-HDL-cholesterol themselves. For the LDL/HDL ratio specifically there is therefore no Dutch standard we can show; we would rather state no number than one without a source. Discuss your cholesterol with your doctor, looking at your LDL, your non-HDL and, if useful, the cholesterol ratio (total/HDL).

Unit: ratio

Reference ranges may vary between laboratories. When you order a test, a BIG-registered doctor assesses your personal results in context. For treatment decisions, discuss your results with your GP.

LDL/HDL Ratio: what this test measures

The ratio is nothing more than your LDL cholesterol divided by your HDL cholesterol. LDL is the cholesterol carried out to the tissues, which can accumulate in the artery wall; HDL is the cholesterol carried back to the liver. The lab measures those two, divides one by the other and prints the result. No extra tube of blood goes in, and no extra information comes out: everything in the ratio was already somewhere else on your report.

That sounds harmless, but it leaves the ratio vulnerable in two ways, and both come up more often than average in athletes.

The first is the calculation error the ratio inherits. In most laboratories your LDL is not measured but calculated, with the Friedewald formula: total cholesterol minus HDL minus triglycerides divided by 2.2. With high triglycerides or a non-fasting sample that assumption no longer holds. The calculated LDL then comes out too low, so your ratio looks better than reality. A blood draw after a carbohydrate-heavy loading phase, or simply too soon after your last meal, is enough to produce that effect. The cholesterol/HDL ratio does not have this problem, because it uses two directly measured values.

The second is what is missing. VLDL particles and the remnants left over from them do carry cholesterol into the artery wall, but they appear in neither the numerator nor the denominator. Anyone with high triglycerides and reduced insulin sensitivity sees none of that reflected in this number. Non-HDL cholesterol does count those particles.

This is also a different number from the cholesterol ratio. The cholesterol/HDL ratio uses total cholesterol in the numerator; for that one the NVKC publishes a limit of 5, and preferably below 3.5. For the LDL/HDL ratio the NVKC publishes no limit, and the 3 that is often quoted is an international rule of thumb without a Dutch source. That is why this page shows no reference value.

LDL/HDL Ratio: why this value matters

If you track your blood values to perform better and recover better, this ratio tells you the least of all the lipid values, and that is where the guidelines stand. The European ESC/EAS guideline sets its targets on LDL cholesterol, with non-HDL cholesterol and ApoB as secondary goals; the Dutch NHG CVRM standard steers on LDL and non-HDL. For the LDL/HDL ratio, neither sets a goal.

There is also an arithmetic illusion built into it. An LDL of 3.0 mmol/l with an HDL of 1.0 mmol/l gives a ratio of 3.0. An LDL of 4.5 mmol/l with an HDL of 1.5 mmol/l also gives exactly 3.0. Identical number, and yet the second person carries fifty percent more atherogenic cholesterol. It is that absolute LDL which accumulates in the artery wall, so a ratio that looks good says nothing until you place the individual values next to it.

For athletes there is a trap of their own on top of that. Regular endurance training raises HDL slightly, while LDL often barely moves. The ratio falls, your result looks better, and the amount of harmful cholesterol has stayed exactly the same. The number flatters you, and that feels like progress when nothing has been won.

There is one situation in which this ratio is in fact sharper than its components: the use of anabolic androgenic steroids. Androgens push HDL down substantially and drive LDL up. Both halves of the fraction therefore move the wrong way at once, which makes the ratio swing harder and earlier than the LDL or the HDL on their own. As a within-person trend, measured under the same conditions, that is usable information, and it is the only place where this ratio earns its spot on your report. It gives no reason to dose or change anything yourself: discuss it with a doctor.

For everything else, let non-HDL or ApoB carry more weight. Non-HDL needs no formula, does not break at high triglycerides and requires no fasting. ApoB counts the number of harmful particles instead of their cargo. Both say something this ratio cannot.

LDL/HDL Ratio: how the blood test works

Referral
No GP referral needed. After the order we arrange the referral through ZorgDomein, within one business day; orders after 17:00 or at the weekend start on the next business day. ZorgDomein emails a barcode, and that barcode is what the draw site needs.
The draw
A blood draw from a vein in the arm, at a partner laboratory's draw site. No home kit, no finger prick.
Which test
Lipids · €73,- · InsideTracker Heart Health · €129,- · InsideTracker Metabolism · €169,- · 360 Health · €346,-
Where
650+ draw sites run by independent laboratories across the Netherlands. Draw sites

LDL/HDL Ratio: when is testing worthwhile?

You do not order this ratio separately. It falls out of a lipid panel automatically once the LDL and the HDL have been determined, so the real question is how you take that panel.

Fasting counts for more here than for most lipids. Total cholesterol and HDL barely change after a meal, but triglycerides do, and your LDL is calculated from them. So test fasted, and avoid a draw straight after a carbohydrate-heavy loading phase or a period of heavy drinking. Above roughly 4.5 mmol/l of triglycerides the formula is no longer valid and the ratio says nothing at all.

Also take your training load into account. A long endurance session can temporarily lower triglycerides and slightly raise HDL, for up to a few days afterwards. If you want to compare values between two training blocks, always test at a comparable point in the week and at the same laboratory. And wait a few weeks after an infection, surgery or a significant injury, because cholesterol falls temporarily in that period.

A newly abnormal result deserves a search for an underlying cause before you start adjusting your diet. An underactive thyroid raises LDL and is often missed, so have a TSH included.

Who you are and what you do also decide where your ratio lands by itself. In men HDL is on average lower than in women, so at the same LDL the ratio comes out structurally higher and the often quoted rule of thumb of 3 is in practice stricter for men. In women before menopause oestrogen keeps HDL higher, so the ratio comes out lower and comparing your number with your training partner's says little; around and after menopause LDL rises while HDL may slip slightly, so the ratio climbs faster than the LDL alone. Regular endurance training lets HDL rise slightly against an LDL that often stays flat, so the ratio falls without the atherogenic burden having fallen. Anabolic androgenic steroids push HDL down substantially and LDL up, so the ratio worsens steeply and early. And with high triglycerides or a non-fasting draw the calculated LDL comes out too low, so the ratio looks favourable when it should not.

Have every result assessed by a doctor, together with your individual values and your full risk profile.

LDL/HDL Ratio: symptoms of a high or low value

Low Levels

You cannot feel a low LDL/HDL ratio. Cholesterol gives no signals, whatever proportion it circulates in, so there are no symptoms of a low value, and in itself a low ratio is no problem either.

The point is that in a sports context a low ratio easily arises for the wrong reasons, and then reassures you when it should not. Regular endurance training raises HDL slightly, which lowers the ratio while your LDL stays unchanged: the number moves, the burden does not. Alcohol does the same thing and is emphatically no way to improve your profile. A non-fasting draw or high triglycerides artificially depress the calculated LDL and therefore flatter the ratio as well. And after an infection, surgery or a spell out of training, cholesterol falls temporarily by itself.

So do not treat a good-looking ratio as a training result. Look at your LDL, your non-HDL and your ApoB, and have the whole picture assessed by a doctor.

High Levels

A raised LDL/HDL ratio causes no symptoms. Atherosclerosis progresses entirely silently for years, and there is no symptom, no fatigue and no dip in performance from which you could read off an unfavourable cholesterol balance. What you notice belongs to the cause underneath.

In a sports context a few causes stand out more often. Anabolic androgenic steroids push HDL down substantially and raise LDL, so the ratio worsens sharply in a short time. A protein- and fat-heavy diet high in saturated fat raises LDL. Low insulin sensitivity with high triglycerides lowers HDL, and smoking lowers HDL as well.

Just as important are the causes that have nothing to do with sport and are skipped over far too often: an underactive thyroid, poorly controlled diabetes, kidney or liver disease and a number of medicines. A raised ratio is therefore no diagnosis and no proof of cardiovascular disease. It is a reason to pull up the individual values and to discuss them with a doctor.

LDL/HDL Ratio: lifestyle and this value

The most important advice with this number is: do not steer by it. A fraction can be improved in two ways, and the easier of the two, pushing HDL up, changes nothing about the amount of harmful cholesterol ending up in your artery wall. Large trials of agents that specifically raise HDL showed exactly that: HDL went up and risk did not come down. So steer by your LDL and by non-HDL cholesterol or ApoB, and use the ratio at most as a slow background trend.

What genuinely lowers LDL is well known: less saturated and trans fat, more fibre, a healthy body composition and regular activity. For athletes that often means an honest look at a diet built around the protein, into which a lot of saturated fat has quietly crept.

Leave alcohol out of that list. It raises HDL and so makes the ratio look better, but it raises triglycerides at the same time and does not improve your cholesterol profile. Smoking lowers HDL; stopping is one of the few steps where the number and your health move in the same direction.

If you use androgens or are considering them, this is no subject to self-manage from a blood value. The effect on HDL is large and fast, and that conversation belongs with a doctor.

And finally: never start, stop or change a cholesterol-lowering medicine yourself on the basis of a self-ordered result.

LDL/HDL Ratio: frequently asked questions

Does endurance training improve my LDL/HDL ratio?

Usually yes, but for a different reason than you hope. Regular endurance training raises HDL slightly, while LDL often barely moves. The fraction therefore gets smaller and your result looks better, while the amount of harmful cholesterol has stayed the same. Look at your LDL and non-HDL to see whether anything has genuinely changed.

Can I test after a heavy training week?

You can, but it distorts your comparison. A long endurance session can temporarily lower triglycerides and slightly raise HDL, for up to a few days afterwards, and both feed through into this ratio. If you want to compare training blocks, always test at a comparable point in the week, fasted, and at the same laboratory.

What do anabolic steroids do to this ratio?

Androgens push HDL down substantially and drive LDL up. Both halves of the fraction therefore move the wrong way at once, which makes the ratio swing harder and earlier than either value on its own. This is the one situation in which this number genuinely adds something as a trend. Always discuss such a change with a doctor.

Which number should I track instead?

Non-HDL cholesterol and ApoB. Non-HDL is simply total cholesterol minus HDL: it needs no formula, does not break at high triglycerides and requires no fasting. ApoB counts the number of harmful particles rather than their cargo. Both are used by the guidelines as goals, while no guideline sets a goal for the LDL/HDL ratio.

My ratio is fine but my ApoB is high. What does that mean?

It means you probably carry many small, cholesterol-poor particles, or many remnants that do not count towards this ratio at all. ApoB counts particles, while the ratio looks only at the cargo of LDL and HDL. With such a discordance the ApoB carries more weight. Take the result to a doctor rather than netting the two off against each other.

Can a carbohydrate loading phase distort my ratio?

Yes, and it happens more often than you think. High triglycerides make the Friedewald formula used to calculate your LDL unreliable, and the calculated LDL then comes out too low. Your ratio consequently looks more favourable than it is. Test fasted and not straight after a loading phase, and repeat the panel if triglycerides are clearly raised.

Test Products

This marker is included in the following test panels.

InsideTracker

InsideTracker Metabolism

An 11-biomarker metabolism panel inspired by InsideTracker's Metabolism category — blood sugar, insulin, HOMA-IR, the full lipid profile, ALT and TSH behind your metabolism score.

TSH (Thyroid Stimulating Hormone) Insulin (Fasting) ApoB (Apolipoprotein B) Glucose (Fasting) HbA1c (Glycated Hemoglobin) ALT (Alanine Aminotransferase) HDL Cholesterol LDL Cholesterol Triglycerides Total Cholesterol HOMA-IR Cholesterol/HDL Ratio Non-HDL Cholesterol LDL/HDL Ratio
€169,-
Complete Health

360 Health

Broad health panel: hormones, thyroid, vitamins, lipids, liver, kidney, and blood count.

HbA1c (Glycated Hemoglobin) TSH (Thyroid Stimulating Hormone) Triglycerides Urea (BUN) Creatinine eGFR (Estimated Glomerular Filtration Rate) Free T4 (Thyroxine) LDL Cholesterol Liver Function Test (LFT) SHBG (Sex Hormone Binding Globulin) Vitamin B12 Vitamin D (25-OH) Total Testosterone Free T3 (Triiodothyronine) Ferritin HDL Cholesterol Albumin Total Cholesterol Basic Blood Count Free Testosterone Cholesterol/HDL Ratio Non-HDL Cholesterol LDL/HDL Ratio
€346,-

Medical reviewer

Medical standards

Dr. Naimi oversees the medical standards behind our content and assessments.

Medical policy
CIBG Ministerie van Volksgezondheid,
Welzijn en Sport
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